Investing 1 Lakh in IRCTC vs NIFTY50: A Case Study of Growth Potential

How much growth you could have seen if you invested 100,000 INR in IRCTS and NIFTY50 at the same time?

Investing 100,000 INR in IRCTS and NIFTY50: A Case Study

IRCTC vs NIFTY50

The stock market can be a great way to grow your wealth over time, but it’s important to do your research before investing. In this blog post, we’ll take a look at how much growth you could have seen if you invested 100,000 INR in IRCTS and NIFTY50 at the same time.

IRCTS

IRCTC is a government-owned company that provides ticketing services for Indian Railways. The company has been growing rapidly in recent years, as more and more people are booking their train tickets online.

According to the chart you sent me, IRCTS’s stock price has increased by more than 600% since January 2020. This means that if you had invested 100,000 INR in IRCTS in January 2020, your investment would be worth more than 600,000 INR today!

NIFTY50

NIFTY50 is a benchmark index that tracks the performance of the 50 largest companies listed on the National Stock Exchange of India. The index has also been growing in recent years, but not as much as IRCTS.

According to the chart, NIFTY50’s stock price has increased by about 200% since January 2020. This means that if you had invested 100,000 INR in NIFTY50 in January 2020, your investment would be worth about 200,000 INR today.

Which investment would have been better?


IRCTC vs NIFTY50 Growth Comparison (As of Jan 21, 2024)

PeriodIRCTC GrowthNIFTY50 Growth
1 Year (Jan 2023 – Jan 2024)144.57%17.04%
3 Years (Jan 2021 – Jan 2024)1044.44%63.02%
5 Years (Jan 2019 – Jan 2024)3257.14%57.24%

As you can see, IRCTS would have been the better investment in this case. However, it’s important to remember that past performance is not necessarily indicative of future results. Just because IRCTS has done well in the past does not mean that it will continue to do well in the future.

It’s also important to note that IRCTS is a much smaller company than NIFTY50. This means that it is more volatile, and its stock price could fluctuate more than the stock price of a larger company like NIFTY50.

Conclusion on IRCTC vs NIFTY50

If you are considering investing in the stock market, it is important to do your research and choose investments that are right for you. There is no guarantee that you will make money, but if you do your research and invest wisely, you could see your wealth grow over time.

I hope this blog post has been helpful. Please let me know if you have any questions.

Disclaimer:

I am not a financial advisor, and this blog post is not intended to be financial advice. Please consult with a financial advisor before making any investment decisions.

Additional notes:

  • The chart you sent me does not show the dividends that IRCTS and NIFTY50 have paid out over time. If you had reinvested these dividends, your returns would have been even higher.
  • The chart you sent me only shows data for the past few years. It is important to remember that the stock market can be volatile, and there is no guarantee that you will make money.